新車的貸款利率通常比中古車低，這是因為新車的折舊速度較慢，貸款機構承擔的風險較低，因此願意提供較低的利率。Benedict wrote that over the 1980s and 1990s, “the best to the defense (for clergymen) was so wide as to generate a conviction just about not possible.”由於求償順位並非首位，�